The foreign exchange reserves of the Central Bank of Bosnia and Herzegovina at the end of February were 18.09 billion KM, lower compared to January.

Total loans to domestic sectors at the end of February 2026 amounted to 29.22 billion KM, with an increase of 458.3 million KM (1.6 percent) compared to the previous month.

According to data from the Central Bank of Bosnia and Herzegovina, credit growth was recorded in the household sector by 122.7 million KM (0.8 percent), in government institutions by 127.6 million KM (eight percent), and in non-financial private enterprises by 231.3 million KM (two percent).

A decrease in credit growth on a monthly basis was recorded in non-financial public enterprises by 13.3 million KM (1.7 percent) and in other domestic sectors by 10 million KM (2.6 percent).

The annual growth rate of total loans in February 2026 was 12.1 percent, nominally 3.15 billion KM. Annual loan growth was recorded in the household sector by 1.61 billion KM (12.4 percent), in private enterprises by 966.5 million KM (nine percent), in government institutions by 379.8 million KM (28.4 percent), in non-financial public enterprises by 133.3 million KM (20.6 percent), and in other domestic sectors by 63.3 million KM (20.4 percent).

Total deposits of domestic sectors at the end of February 2026 amounted to 37.47 billion KM, with deposits increasing by 165.3 million KM (0.4 percent) compared to the previous month.

An increase in deposits on a monthly basis was recorded in households by 284.7 million KM (1.4 percent), in non-financial public enterprises by 23.7 million KM (1.2 percent), and in other domestic sectors by 36.4 million KM (1.7 percent). During the same period, deposits decreased in private enterprises by 131 million KM (1.5 percent) and in government institutions by 48.5 million KM (1.1 percent).

In the structure of household deposits, the largest portion relates to transaction accounts (50.8 percent), which increased by 2.1 percent compared to the previous month, sight deposits (20 percent of total household deposits) increased by 0.7 percent, while time deposits (29.2 percent of total household deposits) increased by 0.7 percent.

The annual growth rate of total deposits in February 2026 was 10.8 percent, which in absolute terms is 3.65 billion KM. Annual deposit growth was recorded in the household sector by 2.07 billion KM (11.5 percent), within which transaction accounts increased by 17.5 percent, sight deposits by 6.5 percent, and time deposits by 5.1 percent.

Deposit growth on an annual level was also recorded in private enterprises by 874.8 million KM (11.1 percent), in government institutions by 550.4 million KM (13.8 percent), in non-financial public enterprises by 14.5 million KM (0.7 percent), and in other domestic sectors by 140.6 million KM (seven percent).